Hail history · Madison County, Alabama
Hail damage in Owens Cross Roads, AL: storm history, insurance & your free report
Owens Cross Roads, AL has 12 recorded hail events since 2022 — most recently Sep 21, 2026, with hail up to 1". The area averages about 2.75 hail events per year (severity score 57/100), and the largest hail on record measured 1.75". If your roof was under one of these storms, it may have hail exposure worth documenting.
Recent hail events near Owens Cross Roads
| Date | Max hail size |
|---|---|
| Sep 21, 2026 | 1" |
| May 20, 2025 | 1.75" |
| May 2, 2025 | 1" |
| Apr 10, 2025 | 0.75" |
| Apr 10, 2025 | 0.75" |
| Jun 18, 2023 | 1.25" |
| Jun 18, 2023 | 1" |
| Jun 18, 2023 | 1" |
Source: NOAA Storm Events Database (hail reports near Owens Cross Roads, 2022-2025). Sizes are the maximum reported per event.
What this means for your insurance claim
Before you call your insurer, pull your free report — it documents the exact NOAA-recorded hail event (date and size) for your address, which is the evidence adjusters look for. A confirmed 1"+ hail event on your roof, paired with an inspection, is what turns a claim into an approval.
Common questions
Was Owens Cross Roads, AL recently hit by hail?
Yes. The most recent hail event on record near Owens Cross Roads was Sep 21, 2026, with hail up to 1". NOAA has logged 12 hail events in the area since 2022.
How often does Owens Cross Roads get hail?
Owens Cross Roads averages about 2.75 recorded hail events per year (12 total over 2022-2025). The largest on record was 1.75" — well above the ~1" threshold where hail commonly damages asphalt shingles.
What size hail damages a roof?
Hail around 1" or larger can bruise or crack asphalt shingles; 1.5"+ frequently causes functional damage that supports an insurance claim. Owens Cross Roads's recorded hail has reached 1.75".
Does home insurance cover hail roof damage in Alabama?
Most Alabama homeowner policies cover sudden hail damage, subject to your wind/hail deductible. Claims are far stronger when you can document the exact storm date and hail size — which is what a free RoofWorks report pulls for your address from the NOAA record.
See more hail history across Alabama. RoofWorks reports show hail exposure from the storm record; only an inspection confirms roof damage.