Storm event · Bay County, Florida
Hail damage in Upper Grand Lagoon, FL on Jan 9, 2024
On Jan 9, 2024, NOAA recorded hail up to 1.75" near Upper Grand Lagoon, FL — at or above the ~1" threshold where hail commonly damages asphalt roofs. Upper Grand Lagoon has 3 recorded hail events since 2024 (severity score 30/100). If your roof was under this storm, it may have hail exposure worth documenting.
The Jan 9, 2024 hail event
| Date | Max hail size | Area |
|---|---|---|
| Jan 9, 2024 | 1.75" | Upper Grand Lagoon, FL |
Source: NOAA Storm Events Database (max reported hail near Upper Grand Lagoon on Jan 9, 2024).
What this means for your insurance claim
Before you call your insurer, pull your free report — it documents this exact NOAA-recorded event (Jan 9, 2024, up to 1.75") for your address, which is the evidence adjusters look for. A confirmed 1"+ hail event on your roof, paired with an inspection, is what turns a claim into an approval.
Common questions
Did it hail in Upper Grand Lagoon, FL on Jan 9, 2024?
Yes — NOAA recorded hail up to 1.75" near Upper Grand Lagoon on Jan 9, 2024. It's one of 3 hail events logged in the area since 2024.
How big was the hail?
The largest hailstones reported near Upper Grand Lagoon on Jan 9, 2024 measured 1.75". Hail around 1" or larger can bruise or crack asphalt shingles; at 1.75" it frequently causes functional damage that supports an insurance claim.
Can I still file a claim for the Jan 9, 2024 storm?
Often yes. Most Florida policies allow hail claims for a window after the storm (commonly up to a year), subject to your policy. A claim is far stronger when you document the exact date (Jan 9, 2024) and hail size (1.75") — which a free RoofWorks report pulls for your address.
Does home insurance cover hail roof damage in Florida?
Most Florida homeowner policies cover sudden hail damage, subject to your wind/hail deductible. The Jan 9, 2024 event on record is exactly the kind of documented storm adjusters look for.
See the full hail history for Upper Grand Lagoon, FL. RoofWorks reports show hail exposure from the storm record; only an inspection confirms roof damage.