Storm event · Kingfisher County, Oklahoma
Hail damage in Loyal, OK on May 12, 2023
On May 12, 2023, NOAA recorded hail up to 2.75" near Loyal, OK — at or above the ~1" threshold where hail commonly damages asphalt roofs. Loyal has 4 recorded hail events since 2023 (severity score 45/100). If your roof was under this storm, it may have hail exposure worth documenting.
The May 12, 2023 hail event
| Date | Max hail size | Area |
|---|---|---|
| May 12, 2023 | 2.75" | Loyal, OK |
Source: NOAA Storm Events Database (max reported hail near Loyal on May 12, 2023).
What this means for your insurance claim
Before you call your insurer, pull your free report — it documents this exact NOAA-recorded event (May 12, 2023, up to 2.75") for your address, which is the evidence adjusters look for. A confirmed 1"+ hail event on your roof, paired with an inspection, is what turns a claim into an approval.
Common questions
Did it hail in Loyal, OK on May 12, 2023?
Yes — NOAA recorded hail up to 2.75" near Loyal on May 12, 2023. It's one of 4 hail events logged in the area since 2023.
How big was the hail?
The largest hailstones reported near Loyal on May 12, 2023 measured 2.75". Hail around 1" or larger can bruise or crack asphalt shingles; at 2.75" it frequently causes functional damage that supports an insurance claim.
Can I still file a claim for the May 12, 2023 storm?
Often yes. Most Oklahoma policies allow hail claims for a window after the storm (commonly up to a year), subject to your policy. A claim is far stronger when you document the exact date (May 12, 2023) and hail size (2.75") — which a free RoofWorks report pulls for your address.
Does home insurance cover hail roof damage in Oklahoma?
Most Oklahoma homeowner policies cover sudden hail damage, subject to your wind/hail deductible. The May 12, 2023 event on record is exactly the kind of documented storm adjusters look for.
See the full hail history for Loyal, OK. RoofWorks reports show hail exposure from the storm record; only an inspection confirms roof damage.