Storm event · Collin County, Texas
Hail damage in Melissa, TX on Oct 20, 2019
On Oct 20, 2019, NOAA recorded hail up to 1" near Melissa, TX — at or above the ~1" threshold where hail commonly damages asphalt roofs. Melissa has 5 recorded hail events since 2019 (severity score 39/100). If your roof was under this storm, it may have hail exposure worth documenting.
The Oct 20, 2019 hail event
| Date | Max hail size | Area |
|---|---|---|
| Oct 20, 2019 | 1" | Melissa, TX |
Source: NOAA Storm Events Database (max reported hail near Melissa on Oct 20, 2019).
What this means for your insurance claim
Before you call your insurer, pull your free report — it documents this exact NOAA-recorded event (Oct 20, 2019, up to 1") for your address, which is the evidence adjusters look for. A confirmed 1"+ hail event on your roof, paired with an inspection, is what turns a claim into an approval.
Common questions
Did it hail in Melissa, TX on Oct 20, 2019?
Yes — NOAA recorded hail up to 1" near Melissa on Oct 20, 2019. It's one of 5 hail events logged in the area since 2019.
How big was the hail?
The largest hailstones reported near Melissa on Oct 20, 2019 measured 1". Hail around 1" or larger can bruise or crack asphalt shingles; sizes near 1" can still cause damage worth documenting.
Can I still file a claim for the Oct 20, 2019 storm?
Often yes. Most Texas policies allow hail claims for a window after the storm (commonly up to a year), subject to your policy. A claim is far stronger when you document the exact date (Oct 20, 2019) and hail size (1") — which a free RoofWorks report pulls for your address.
Does home insurance cover hail roof damage in Texas?
Most Texas homeowner policies cover sudden hail damage, subject to your wind/hail deductible. The Oct 20, 2019 event on record is exactly the kind of documented storm adjusters look for.
See the full hail history for Melissa, TX. RoofWorks reports show hail exposure from the storm record; only an inspection confirms roof damage.